It is not difficult to compare Mexican auto insurance companies if you are aware of the deciding factors. Different insurance companies have different specializations. Comparing Mexican auto insurance companies is as easy as comparing auto insurance quotes. You can save a decent amount of money by doing some homework. You can use some online quote comparison tool and see car insurance rates. You just have to fill out a form to compare auto insurance companies. You will get the best Mexican auto insurance quotes from different companies. Here is how you can compare Mexican auto insurance companies:
Check the consumer track record of the company
When you are traveling to Mexico, you need temporary Mexican auto insurance. Even when it is temporary, you are going to be a customer of the insurance company. So, you must see what kind of customer satisfaction it has delivered in the past. You can visit the Facebook or Twitter profile of the company and see what people are saying about the company and its services. Pay attention to the negative feedback and see how the company is handling negativity.
Check complaint ratios
Make a list of seven or eight Mexican auto insurance companies and compare their complaint ratios. Remove the company with the highest number of complaints. You do not want to purchase an auto insurance plan from a company offering terrible customer services. Your US insurer can help you in finding and comparing complaint ratios. Compare the complaint ratio with the national median. Study the recent trend of complaints. Avoid working with a company that is very bad at handling complaints. Now you should have three or four insurance companies on the list.
Compare the same coverage
Mexican auto insurance companies offer different types of insurance plans with different levels of coverage. Use some online calculator to learn about the money you need to invest in auto insurance. So start with setting desired coverage limits. Use the same limits for all auto insurers to compare the coverage you will get. Remember that the mandatory coverage also depends on the laws of the state. So, be aware of the laws as well.
Check insurance discounts
Before you purchase temporary auto insurance, learn about the discounts offered by different companies. Do this when you are comparing auto insurance quotes by different Mexican auto insurance companies. These discounts are based on the performance of the driver and the features of the vehicle. For example, if your car has anti-lock brakes, anti-theft devices and other similar features then you may get some discount. Similarly, when you have a good driving record, the company can give you some discount. You can get some discount if you are purchasing more than one insurance plan from the same company.
Compare optional auto coverages
Mexican auto insurance companies offer optional coverage for towing and labor coverage, rental car coverage when your vehicle is being repaired or when some items such as a CD/DVD player is stolen from your vehicle. However, get optional coverage only when you need.